Fraud Types
Application fraud
Where inaccurate or misleading information has been provided to obtain insurance cover.
Examples include lying to an issuer, supplying false documentation or selling fake insurance policies (ghost broking).
Claims fraud
You suspect someone has voluntarily provided, or has been coerced to provide inaccurate information as part of an insurance claim.
Examples include inventing or exaggerating a repair, illness or injury; deliberately causing an accident, or supplying misleading evidence as part of an insurance claim.
Claims farming
Actively incentivising someone to make a false claim or provide misleading information as part of a genuine insurance claim.
Examples include unsolicited calls, emails, or messages on social media.
Data theft
Stealing or acquiring personal data to obtain insurance or make a fraudulent insurance claim.