Insurance Fraud Bureau

Crash-for-cash hotspots: The 30 UK postcodes where drivers have suffered the most car-shunt insurance scams - so does your area feature?

26 September 2017

The 30 UK postcodes where the most drivers have fallen victim to crash-for-cash scams in the last year have been revealed - and it doesn't make great reading if you live in the Midlands or the North of England.

Birmingham appears most frequently in the top 30 list - in fact, five Birmingham postcodes are among the top 10 locations where fraudulent accidents have been masterminded, according to data from the Insurance Fraud Bureau.

The IFB said it knows of one instance where a crash-for-cash victim has died as a result of one of the preempted collisions.

Ben Fletcher, Director of the IFB said: "These scams may seem to some to be a harmless way to beat the system and get an easy pay out with minimal risk. The reality is that not only do those people now stand a very good chance of getting caught and facing the consequences, but these scams put other motorist’s lives at risk. 

Fraudsters are taking vehicles out on public roads and forcing innocent people into needless collisions. Not only does that present a real risk of injury, but sadly we know of at least one fatality that has occurred as a result of these incredibly dangerous and reckless incidents. 

These hotspots may be the worst affected areas for these types of scams, but crash for cash collisions can happen anywhere, so it’s imperative that road users are aware of them, exercise appropriate caution and if they believe they’ve been a victim, report it as soon as they can."